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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
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License: CC BY 4.0
Peer Review: Double Blind
Volume 02, Issue 04

Published on: April 2026

A STUDY ON AWARENESS OF DIGITAL PAYMENT ON SMALL VENDORS IN RURAL AREAS WITH REFERENCE TO MYSURU DISTRICT

Dr Stalin Panner Selvam Shruthi L

Dr C J Priya

Hindustan Institute of Science and Technology Padur Chennai
DOI:https://doi.org/10.55041/ijcope.v2i4.191

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Abstract

The Indian government launched the "Digital India" initiative, to give its citizens greater access to technology, under this program, the government has promoted several digital payment systems, such as mobile wallets, UPI, AEPS, USSD, and mobile banking. It lessens the need for actual currency and makes internet transactions easier. Furthermore, a digitalized culture contributes to a decrease in black and counterfeit money in India. The main objective of the current study was to gauge small vendors' knowledge of digital payment systems in rural areas while accounting for all of these variables. Both primary and secondary data have been considered in order to conduct this research. Using a straightforward random selection technique, 221 small suppliers were chosen to provide primary data. These little sellers are from Mysuru's rural areas. The chi-square and anova tests are then used to assess the gathered data. To achieve the goals of the study, descriptive research is modified to gauge small sellers' knowledge of digital payment systems in rural locations. According to the results, an average proportion of small merchants in rural areas are aware of digital payments. According to the study's conclusions, the government must upgrade the infrastructure, especially in rural regions, to encourage adoption. Workshops aimed at increasing knowledge can assist small vendors become more self-assured and more conscious. In the end, empowering and educating small sellers can prove to be very helpful in furthering the objective of "Digital India."

Keywords: Digital Payment, Small Vendors, Rural Area, Awareness

 

How to Cite this Paper

Selvam, D. S. P. & L, S. (2026). A Study on Awareness of Digital Payment on Small Vendors in rural areas with reference to Mysuru District. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(04). https://doi.org/10.55041/ijcope.v2i4.191

Selvam, Dr, and Shruthi L. "A Study on Awareness of Digital Payment on Small Vendors in rural areas with reference to Mysuru District." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 04, 2026, pp. . doi:https://doi.org/10.55041/ijcope.v2i4.191.

Selvam, Dr, and Shruthi L. "A Study on Awareness of Digital Payment on Small Vendors in rural areas with reference to Mysuru District." International Journal of Creative and Open Research in Engineering and Management 02, no. 04 (2026). https://doi.org/https://doi.org/10.55041/ijcope.v2i4.191.

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References


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  • •All submissions are screened under plagiarism detection.
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  • •Published on: Apr 09 2026
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