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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
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Volume 02, Issue 8

Published on: August 2026

FINANCIAL LITERACY AND RESILIENCE AMONG WOMEN: A BIBLIOMETRIC ANALYSIS

Dr E Saranya Devi Dr N Arunachalam Dr M. Baladevi

Department of Lifelong Learning

Alagappa University

Karaikudi-630002, Tamil Nadu, India

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Plagiarism Passed Peer Reviewed Open Access

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Abstract

Financial literacy encourages women to make informed financial choices, gain economic freedom, and recover from financial crises. It helps women make informed choices about money management. This review study attempts to contribute towards financial literacy and financial resilience among women through the assessment of secondary literature including peer-reviewed journal articles, government report, policy document and report of national and international agency. The review looks into the dimensions of financial literacy like financial knowledge, budgeting, savings, investment, credit management, digital financial literacy and their role in the ability of women to withstand and deal with financial shocks and recovery from unfavourable financial situations. In addition, the study reveals that education, employment, financial inclusion, use of digital technologies, and government initiatives strengthen women’s financial resilience. According to the literature that exists women who are financially literate tend to practice good financial behaviour, save more, access formal financial services, and invest wisely thus provides more security in the long run.  Nonetheless, differences in education, income, socio-cultural norms and access to financial resources continue to hinder the financial resilience of many women, especially in developing economies.  The review identifies key strategies to promote women’s financial literacy, including dissemination of financial education through targeted outreach, inclusive financial policies and digital financial education programmes. These findings help policymakers, educators, financial institutions, and researchers in achieving gender-inclusive financial well-being in India.

Keywords: Financial Literacy, Financial Resilience, Women, Financial Inclusion, Economic Empowerment, Secondary Data Review, Sustainable Development.

How to Cite this Paper

Devi, D. E. S., Arunachalam, D. N. & Baladevi, D. M. (2026). Financial Literacy and Resilience among Women: A Bibliometric Analysis. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(8), 1-9. https://doi.org/10.55041/ijcope.v2i8.210

Devi, Dr, et al.. "Financial Literacy and Resilience among Women: A Bibliometric Analysis." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 8, 2026, pp. 1-9. doi:https://doi.org/10.55041/ijcope.v2i8.210.

Devi, Dr,Dr Arunachalam, and Dr Baladevi. "Financial Literacy and Resilience among Women: A Bibliometric Analysis." International Journal of Creative and Open Research in Engineering and Management 02, no. 8 (2026): 1-9. https://doi.org/https://doi.org/10.55041/ijcope.v2i8.210.

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  • Published on: Aug 25 2026
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