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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
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ISO Certification: 9001:2015
Publication Fee: 599/- INR
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License: CC BY 4.0
Peer Review: Double Blind
Volume 02, Issue 8

Published on: August 2026

A COMPARATIVE STUDY OF INTERNATIONAL BANKING SYSTEMS OF CHINA, JAPAN, AND INDIA

DUDDELLI ASHRITH DR CHUNDI PRASAD

Student of 2nd Year MBA, Malla Reddy Engineering College and Management Sciences, Medchal, Hyderabad – 501 401.

Professor, Dept of MBA in Malla Reddy Engineering College and Management Sciences, Medchal, Hyderabad – 501 401.
DOI:https://doi.org/10.55041/ijcope.v2i8.232

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Abstract

This study presents a comparative analysis of the banking systems of China, Japan, and India, focusing on banking structure, regulation, digital banking, financial inclusion, technology, and economic contribution. A descriptive research design was adopted using primary and secondary data. Primary data were collected from 100 respondents through a questionnaire, and percentage analysis was used for interpretation. Findings indicate that Japan is perceived as the leader in banking technology, while Japan and India receive equal recognition for regulatory effectiveness. India is viewed as making a contribution to economic growth. The study recommends innovation, cybersecurity, financial inclusion, risk management, and regulatory cooperation.

How to Cite this Paper

ASHRITH, D. & PRASAD, D. C. (2026). A COMPARATIVE STUDY OF INTERNATIONAL BANKING SYSTEMS OF CHINA, JAPAN, AND INDIA. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(8), 1-5. https://doi.org/10.55041/ijcope.v2i8.232

ASHRITH, DUDDELLI, and DR PRASAD. "A COMPARATIVE STUDY OF INTERNATIONAL BANKING SYSTEMS OF CHINA, JAPAN, AND INDIA." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 8, 2026, pp. 1-5. doi:https://doi.org/10.55041/ijcope.v2i8.232.

ASHRITH, DUDDELLI, and DR PRASAD. "A COMPARATIVE STUDY OF INTERNATIONAL BANKING SYSTEMS OF CHINA, JAPAN, AND INDIA." International Journal of Creative and Open Research in Engineering and Management 02, no. 8 (2026): 1-5. https://doi.org/https://doi.org/10.55041/ijcope.v2i8.232.

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References


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  8. Sharma, R., & Mehta, P. (2016). Growth of international banking systems in Asia.

  9. Singh, A., & Verma, R. (2020). Digital banking and financial services in India.

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  • •All submissions are screened under plagiarism detection.
  • •Review follows editorial policy.
  • •Authors retain copyright.
  • •Peer Review Type: Double-Blind Peer Review
  • •Published on: Aug 27 2026
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