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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
Crossref DOI: Available
ISO Certification: 9001:2015
Publication Fee: 599/- INR
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License: CC BY 4.0
Peer Review: Double Blind
Volume 02, Issue 04

Published on: April 2026

A COMPARATIVE STUDY OF PUBLIC SECTOR BANKS AND PRIVATE SECTOR BANKS

Arti Pramod Suryawanshi

Dr. Prashant Kalwade

Department Of Management Studies

Zeal Institute Of Management & Computer Application

Savitribai Phule Pune Univaersity
DOI:https://doi.org/10.55041/ijcope.v2i4.586

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Abstract

The modern banking industry functions as the backbone of the global economy, yet it is deeply divided by distinct ownership models. This paper presents a theoretical comparative study between public sector banks and private sector banks, focusing primarily on their capital structures and financial performance metrics. By examining how differing regulatory environments and organizational objectives influence financial behavior, we highlight the critical structural disparities between these two sectors. A multi-stage analytical framework is proposed to evaluate these entities, aiming to provide a deeper understanding of how debt and equity utilization shapes institutional resilience and long-term economic stability.

How to Cite this Paper

Suryawanshi, A. P. (2026). A Comparative Study of Public Sector Banks and Private Sector Banks. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(04). https://doi.org/10.55041/ijcope.v2i4.586

Suryawanshi, Arti. "A Comparative Study of Public Sector Banks and Private Sector Banks." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 04, 2026, pp. . doi:https://doi.org/10.55041/ijcope.v2i4.586.

Suryawanshi, Arti. "A Comparative Study of Public Sector Banks and Private Sector Banks." International Journal of Creative and Open Research in Engineering and Management 02, no. 04 (2026). https://doi.org/https://doi.org/10.55041/ijcope.v2i4.586.

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References

Satyanarayana, Kurada T S S, & Rao, Addada Narasimha (2023). Capital Structure Theories and its Practice, A study with reference to select NSE listed public sectors banks, India. https://arxiv.org/pdf/2307.14049v1 https://arxiv.org/pdf/2307.14049v1

Nedelec, Thomas, Roux, Nicolas Le, & Perchet, Vianney (2017). A comparative study of counterfactual estimators. https://arxiv.org/pdf/1704.00773v3 https://arxiv.org/pdf/1704.00773v3

Elhedda, Walid, Mehri, Maroua, & Mahjoub, Mohamed Ali (2019). A Comparative Study of Filtering Approaches Applied to Color Archival Document Images. https://arxiv.org/pdf/1908.09007v1 https://arxiv.org/pdf/1908.09007v1

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  • •All submissions are screened under plagiarism detection.
  • •Review follows editorial policy.
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  • •Peer Review Type: Double-Blind Peer Review
  • •Published on: Apr 22 2026
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