A Study on Perception of Investors Investing in Life Insurance with Reference to Government Employees in Telangana

PADMAVATHI, BODA

doi:https://doi.org/10.55041/ijcope.v2i8.226

Volume 02, Issue 9

Published on: September 2026

A STUDY ON PERCEPTION OF INVESTORS INVESTING IN LIFE INSURANCE WITH REFERENCE TO GOVERNMENT EMPLOYEES IN TELANGANA

BODA PADMAVATHI

DR INAGANTI BADE SAHEB

Dept of MBA in

Malla Reddy Engineering College and Management Sciences, Medchal, Hyderabad – 501 401.

DOI:https://doi.org/10.55041/ijcope.v2i8.226

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Plagiarism Passed Peer Reviewed Open Access

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Abstract

Life insurance is an instrument providing risk protection, long-term savings, family security, and financial stability. Government employees are an investor group because of their regular income, employment security, and retirement benefits. This study examines their perception towards life insurance in Telangana by assessing awareness, investment preferences, policy selection factors, service satisfaction, perceived benefits, and challenges. Primary data from 120 government employees were analyzed through percentage analysis. Findings indicate that family security is the leading investment motive, awareness is favorable, and claim settlement is the most important policy-selection factor. The study recommends simpler policies, faster claims, awareness, and improved digital services.

Keywords: Life Insurance, Investor Perception, Government Employees, Investment Decisions, Financial Security

How to Cite this Paper

PADMAVATHI, B. (2026). A Study on Perception of Investors Investing in Life Insurance with Reference to Government Employees in Telangana. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(9), 1-9. https://doi.org/10.55041/ijcope.v2i8.226

PADMAVATHI, BODA. "A Study on Perception of Investors Investing in Life Insurance with Reference to Government Employees in Telangana." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 9, 2026, pp. 1-9. doi:https://doi.org/10.55041/ijcope.v2i8.226.

PADMAVATHI, BODA. "A Study on Perception of Investors Investing in Life Insurance with Reference to Government Employees in Telangana." International Journal of Creative and Open Research in Engineering and Management 02, no. 9 (2026): 1-9. https://doi.org/https://doi.org/10.55041/ijcope.v2i8.226.

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References

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Insurance Regulatory and Development Authority of India. (2024). Annual report 2023–24. IRDAI.

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Ethical Compliance & Review Process

•All submissions are screened under plagiarism detection.
•Review follows editorial policy.
•Authors retain copyright.
•Peer Review Type: Double-Blind Peer Review
•Published on: Sep 02 2026

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