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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
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ISO Certification: 9001:2015
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License: CC BY 4.0
Peer Review: Double Blind
Volume 02, Issue 8

Published on: August 2026

A STUDY ON THE ROLE OF CREDIT RATING AGENCIES IN INDIA

DESABOINA MANASA

D THARANGINI

Dept of MBA,

Malla Reddy Engineering College and Management Sciences, Medchal, Hyderabad – 501 401
DOI:https://doi.org/10.55041/ijcope.v2i8.164

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Abstract

Credit rating agencies play an important role in India's financial system by assessing the creditworthiness of companies, financial institutions, debt instruments, and government securities. Their ratings help investors evaluate risk, support informed investment decisions, reduce information asymmetry, and improve capital-market transparency. This study examines the role, significance, performance, regulatory environment, and challenges of credit rating agencies in India. It also evaluates their influence on investment decisions, corporate borrowing costs, capital-market development, financial stability, and risk management. Primary and secondary data were considered, with questionnaire responses from 100 respondents analyzed using percentage analysis. The study highlights regulatory oversight and technological improvements.

 

Keywords: Credit Rating, Investment Decisions, Financial Risk, SEBI, Capital Markets

How to Cite this Paper

MANASA, D. (2026). A Study on the Role of Credit Rating Agencies in India. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(8), 1-9. https://doi.org/10.55041/ijcope.v2i8.164

MANASA, DESABOINA. "A Study on the Role of Credit Rating Agencies in India." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 8, 2026, pp. 1-9. doi:https://doi.org/10.55041/ijcope.v2i8.164.

MANASA, DESABOINA. "A Study on the Role of Credit Rating Agencies in India." International Journal of Creative and Open Research in Engineering and Management 02, no. 8 (2026): 1-9. https://doi.org/https://doi.org/10.55041/ijcope.v2i8.164.

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References


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  2. Kumar, A., & Verma, S. (2019). Credit ratings and corporate borrowing costs.

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  8. Gupta, R., & Ramesh, S. (2023). Challenges faced by credit rating agencies in India.

  9. Prasad, R., & Kiran, S. (2024). Technology and credit rating procedures.

  10. Malhotra, A., & Jain, R. (2024). Role of credit rating agencies in Indian financial markets.

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  • •Published on: Aug 20 2026
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