Published on: March 2026 2026
AN INVESTIGATION INTO INVESTOR BEHAVIOUR, MARKET EFFICIENCY, AND REGULATORY DIFFICULTIES IN DIGITAL CURRENCY INVESTMENTS
Pratichi Dash
Article Status
Available Documents
Abstract
How to Cite this Paper
Dash, P. (2026). An Investigation into Investor Behaviour, Market Efficiency, and Regulatory Difficulties in Digital Currency Investments. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(03). https://doi.org/10.55041/ijcope.v2i3.164
Dash, Pratichi. "An Investigation into Investor Behaviour, Market Efficiency, and Regulatory Difficulties in Digital Currency Investments." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 03, 2026, pp. . doi:https://doi.org/10.55041/ijcope.v2i3.164.
Dash, Pratichi. "An Investigation into Investor Behaviour, Market Efficiency, and Regulatory Difficulties in Digital Currency Investments." International Journal of Creative and Open Research in Engineering and Management 02, no. 03 (2026). https://doi.org/https://doi.org/10.55041/ijcope.v2i3.164.
References
- Allen, F, Gu, X, and Jagtiani, J. (2022). Fintech, cryptocurrencies, and CBDC: Financial structural transformation in China. Journal of International Money and Finance, 124(102625), 102625. doi:10.1016/j.jimonfin.2022.102625
- Andolfatto, D. (2021). Assessing the impact of central bank digital currency on private banks. Economic Journal (London), 131(634), pp.525–540. doi:10.1093/ej/ueaa073
- Arakelian, V. (2023). Central bank digital currency challenges: The case of Greece. Journal of Payments Strategy and Systems, 17(1), pp.36-45.
- Arauz, A, Garratt, R, and Ramos, F. D. F. (2021). Dinero Electrónico: The rise and fall of Ecuador’s central bank digital currency. Latin American Journal of Central Banking, 2(2), 100030. doi:10.1016/j.latcb.2021.100030
- Balasubramanian, K, et al, (2023). Mobile money operations: Policies for managing cash and digital currency inventories in the developing world. Manufacturing & Service Operations Management, 25(3), pp.958–974. doi:10.1287/msom.2022.1175
- Banerjee, S., and Sinha, M. (2023). Promoting financial inclusion through Central Bank Digital Currency: An evaluation of payment system viability in India. Australasian Accounting Business and Finance Journal, 17(1), pp.176–204. doi:10.14453/aabfj. v17i1.14
- Barbosa, A. C., Oliveira, T. A., and Coelho, V. N. (2018, July). Cryptocurrencies for Smart Territories: an exploratory study. Presented at the 2018 International Joint Conference on Neural Networks (IJCNN), Rio de Janeiro. 10.1109/ IJCNN.2018.8489299
- Bhatt, A., Joshipura, M., and Joshipura, N. (2022). Decoding the trinity of Fintech, digitalization and financial services: An integrated bibliometric analysis and thematic literature review approach. Cogent Economics & Finance, 10(1), 2114160. Advance online publication. doi:10.1080/23322039.2022.2114160
- Biggs, D. C. (2016). How non-banks are boosting financial inclusion and remittance. In New Economic Windows (pp. 181–196). Banking Beyond Banks and Money. doi:10.1007/978-3-319-42448-4
- Catalini, C., de Gortari, A., & Shah, N. (2022). Some simple economics of stablecoins. Annual Review of Financial Economics, 14(1), 117–135. doi:10.1146/annurev- financial-111621-101151
- Cnaan, R. A., Scott, M. L., Heist, H. D., and Moodithaya, M. S. (2023). Financial inclusion in the digital banking age: Lessons from rural India. Journal of Social Policy, 52(3), pp.520–541. doi:10.1017/S0047279421000738
- Cullen, J. (2022). Economically inefficient and legally untenable: Constitutional limitations on the introduction of central bank digital currencies in the EU. Journal of Banking Regulation, 23(1),pp. 31–41. doi:10.105741261-021-00162-4
Ethical Compliance & Review Process
- •All submissions are screened under plagiarism detection.
- •Review follows editorial policy.
- •Authors retain copyright.
- •Peer Review Type: Double-Blind Peer Review
- •Published on: Mar 29 2026
This article is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. You are free to share and adapt this work for non-commercial purposes with proper attribution.

