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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
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ISO Certification: 9001:2015
Publication Fee: 599/- INR
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License: CC BY 4.0
Peer Review: Double Blind
Volume 02, Issue 04

Published on: April 2026

GENDER DIFFERENCES IN TAX-SAVING INVESTMENT PREFERENCES: A STUDY OF BENGALURU HOUSEHOLDS

Nallapareddy Pavaneswar Reddy

Dr. Hanish Kukreja

CMS Business School JAIN (Deemed-to- be University)
DOI:https://doi.org/10.55041/ijcope.v2i4.077

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Abstract

Tax saving investments are an integral part of financial planning for individuals and households in India. Tax saving investments are an effective tool for reducing tax burdens for individuals and households, and at the same time, these investments promote the habit of saving for the long term. The Income Tax Act has introduced tax-deductible avenues investments such as Public Provident Fund(PPF), Equity Linked Savings Scheme(ELSS), National Pension Scheme(NPS), tax saving deposits(FD), life insurance schemes, and health insurance schemes.

Investment decisions are not solely dependent on financial factors; other factors such as behavioural and demographic factors are also responsible for influencing financial decision-making for individuals and households. Among these factors, the role of gender cannot be denied in influencing investment decisions for individuals and households.

How to Cite this Paper

Reddy, N. P. (2026). Gender Differences in Tax-Saving Investment Preferences: A Study of Bengaluru Households. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(04). https://doi.org/10.55041/ijcope.v2i4.077

Reddy, Nallapareddy. "Gender Differences in Tax-Saving Investment Preferences: A Study of Bengaluru Households." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 04, 2026, pp. . doi:https://doi.org/10.55041/ijcope.v2i4.077.

Reddy, Nallapareddy. "Gender Differences in Tax-Saving Investment Preferences: A Study of Bengaluru Households." International Journal of Creative and Open Research in Engineering and Management 02, no. 04 (2026). https://doi.org/https://doi.org/10.55041/ijcope.v2i4.077.

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References


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  • •Published on: Apr 05 2026
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