Published on: June 2026
WEB-BASED PERSONAL FINANCE MANAGEMENT SYSTEM
Keshav Sarswat Vanshika Kamboj Sobaran Singh
Galgotias University Greater Noida, India
Article Status
Available Documents
Abstract
This is due to the various systems that exist for the creation and utilization of digital money. Most people these days bank their money. This causes them to join various systems that allow them to pay some of their money on a monthly basis. In society, there exist people who can afford to have more than a source of income. This causes them to have a hard time managing their money compared to the traditional method. Most people in society do something with their money at a given period in their lives. This something is done in various sites. This causes them to have a hard time understanding the actual amount of money they have at a given period in their lives, the money being spent, and the money being saved. Managing cash the traditional way is not a good thing. This is due to the fact that people do something manually. This something includes looking at the bank statement at any given period.They also do not give you any idea of just what is going on with your money right now. The old ways are not good for much when it comes to lots of information, and lots is just around the corner. So, people tend to struggle with knowing what is going on with their money. They tend to struggle with a budget. They tend to spend their money unthinkingly. They tend to struggle when it comes down to making decisions about their money. It is a hard task to manage your money, especially when you do it this way. This research is trying to alleviate some of these problems. This research is attempting to create a Web-Based Personal Finance Management System. This kind of Personal Finance Management System is supposed to be easy, organized, and supposed to help the person manage their, keep track of, and budget their income, the money they spend, in a way that is effective. This Web-Based Personal Finance Management System is supposed to include pictures such as charts and graphs. They help the person see their spending habits.
Index Terms—Personal Finance Management, Digital Financial Systems, Web-Based Application, Expense Tracking, Budget Planning, Financial Data Visualization, Online Banking Systems.
How to Cite this Paper
Sarswat, K., Kamboj, V. & Singh, S. (2026). Web-Based Personal Finance Management System. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(6). https://doi.org/10.55041/ijcope.v2i5.837
Sarswat, Keshav, et al.. "Web-Based Personal Finance Management System." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 6, 2026, pp. . doi:https://doi.org/10.55041/ijcope.v2i5.837.
Sarswat, Keshav,Vanshika Kamboj, and Sobaran Singh. "Web-Based Personal Finance Management System." International Journal of Creative and Open Research in Engineering and Management 02, no. 6 (2026). https://doi.org/https://doi.org/10.55041/ijcope.v2i5.837.
References
- C. Laudon, and J. P. Laudon. Management Information Systems: Managing the Digital Firm, 16th edition. Pearson Education, 2020.
[2] R. S. Pressman & B. R. Maxim, Software Engineering: A Practitioner’s Approach, 9th Edition, McGraw
[3] I. Sommerville, Software Engineering, 10th ed. Pearson
[4] The OECD, Financial Literacy and Education: Policy Handbook.
[5] World Bank. Digital Financial Services. World Bank Group. 2022.
[6] J. Nielsen, Usability Engineering, Morgan Kaufmann Publishers,
[7] IEEE Access, "Design and implementation of web-based financial management systems," IEEE Access, vol. 9, pp. 112345-112356, 202
[8] ACM Computing Surveys, “A survey on personal finance management applications,” ACM Comput. Surv., vol. 53, no. 4, pp. 1-36, 2020
[9] OWASP Foundation, OWASP Top 10 Web Application Security Risks, OWASP, 2023
[10] W3C, Web Application Architecture: Best Practices, World Wide Web Consortium, 2022
Ethical Compliance & Review Process
- •All submissions are screened under plagiarism detection.
- •Review follows editorial policy.
- •Authors retain copyright.
- •Peer Review Type: Double-Blind Peer Review
- •Published on: Jun 28 2026
This article is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. You are free to share and adapt this work for non-commercial purposes with proper attribution.

