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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
Crossref DOI: Available
ISO Certification: 9001:2015
Publication Fee: 599/- INR
Compliance: UGC Journal Norms
License: CC BY 4.0
Peer Review: Double Blind
Volume 02, Issue 05

Published on: May 2026

A STUDY ON PERSONAL FINANCIAL PLANNING PRACTICES AMONG SALARIED EMPLOYEES

ADITYA SUNIL BEDRE

Prof. Neelam Patil

Department of Management Studies Zeal Institute of Management & Computer Application

Savitribai Phule Pune
DOI:https://doi.org/10.55041/ijcope.v2i4.1012

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Plagiarism Passed Peer Reviewed Open Access

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Abstract

This study examines personal financial planning practices among salaried employees. It focuses on savings, investment behavior, tax planning, and financial awareness. The research identifies that while employees understand the importance of financial planning, many lack consistent financial discipline and knowledge. The study recommends improving financial literacy and structured financial planning strategies.

How to Cite this Paper

BEDRE, A. S. (2026). A Study on Personal Financial Planning Practices Among Salaried Employees. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(05). https://doi.org/10.55041/ijcope.v2i4.1012

BEDRE, ADITYA. "A Study on Personal Financial Planning Practices Among Salaried Employees." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 05, 2026, pp. . doi:https://doi.org/10.55041/ijcope.v2i4.1012.

BEDRE, ADITYA. "A Study on Personal Financial Planning Practices Among Salaried Employees." International Journal of Creative and Open Research in Engineering and Management 02, no. 05 (2026). https://doi.org/https://doi.org/10.55041/ijcope.v2i4.1012.

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  • •Peer Review Type: Double-Blind Peer Review
  • •Published on: May 02 2026
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