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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
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ISO Certification: 9001:2015
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Peer Review: Double Blind
Volume 02, Issue 05

Published on: May 2026

A STUDY ON PERSONAL FINANCIAL PLANNING AMONG YOUNG PROFESSIONALS

HimanshuSaini

SWASTI SINGH

Maharana Pratap Engineering College

Kanpur Uttar Pradesh India
DOI:https://doi.org/10.55041/ijcope.v2i4.719

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Abstract

Intheever-changingworldoffinance,theyoungergenerationof professionalsfindsitself  havingtodealwithcomplicatedmattersrelatedtofinancialmanagement,saving,investment,andplanningfortheirfuture.Althoughtheimportance offinancial literacy in making decisions regarding finances has beenwell-established, thereisevidencethatfinancialliteracyalonedoesnotguaranteeeffective financial planning. The purpose ofthisstudy is to analysethefinancialplanningbehaviourofyoungprofessionalsthroughaholisticexaminationoffinancialliteracy, behaviouralaspects,andfinancialdiscipline.Itisshown howthere exists a disconnectbetween financial literacy and financial decision-makingbehaviour andthatthekey lies inthe intentions and discipline ofindividualswhenmaking financial decisions.

How to Cite this Paper

HimanshuSaini, (2026). A Study On personal financial planning among Young professionals. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(05). https://doi.org/10.55041/ijcope.v2i4.719

HimanshuSaini, . "A Study On personal financial planning among Young professionals." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 05, 2026, pp. . doi:https://doi.org/10.55041/ijcope.v2i4.719.

HimanshuSaini, . "A Study On personal financial planning among Young professionals." International Journal of Creative and Open Research in Engineering and Management 02, no. 05 (2026). https://doi.org/https://doi.org/10.55041/ijcope.v2i4.719.

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References


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  • •Published on: May 05 2026
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