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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
Crossref DOI: Available
ISO Certification: 9001:2015
Publication Fee: 599/- INR
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License: CC BY 4.0
Peer Review: Double Blind
Volume 02, Issue 05

Published on: May 2026

A STUDY ON IMPACT OF FINANCIAL LITERACY ON INVESTMENT BEHAVIOR OF EDUCATED PROFESSIONALS: AN INTEGRATED MODEL APPROACH

Ayush Katiyar

SHWETA PARMAR

Maharana Pratap Engeneering College,

Kanpur, Uttar Pradesh, India
DOI:https://doi.org/10.55041/ijcope.v2i4.722

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Abstract

In the modern financial landscape, individuals are required to make complex investment decisions involving multiple financial instruments. While financial literacy has been widely recognized as a critical determinant of investment behavior, existing research suggests that knowledge alone does not guarantee effective financial decision-making. This study aims to develop an integrated framework combining financial literacy, financial experience, and behavioral factors to explain investment behavior among educated professionals. Using a quantitative approach, the research proposes that behavioral factors mediate the relationship between financial literacy, experience, and investment decisions. The study contributes to the literature by addressing the gap of fragmented analysis and provides practical implications for policymakers, educators, and financial institutions.

How to Cite this Paper

Katiyar, A. (2026). A Study on Impact of Financial Literacy on Investment Behavior of Educated Professionals: An Integrated Model Approach. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(05). https://doi.org/10.55041/ijcope.v2i4.722

Katiyar, Ayush. "A Study on Impact of Financial Literacy on Investment Behavior of Educated Professionals: An Integrated Model Approach." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 05, 2026, pp. . doi:https://doi.org/10.55041/ijcope.v2i4.722.

Katiyar, Ayush. "A Study on Impact of Financial Literacy on Investment Behavior of Educated Professionals: An Integrated Model Approach." International Journal of Creative and Open Research in Engineering and Management 02, no. 05 (2026). https://doi.org/https://doi.org/10.55041/ijcope.v2i4.722.

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  • •All submissions are screened under plagiarism detection.
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  • •Published on: May 29 2026
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