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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
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ISO Certification: 9001:2015
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License: CC BY 4.0
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Volume 02, Issue 8

Published on: August 2026

A STUDY ON INVESTMENT PATTERN OF SALARIED EMPLOYEES WITH REFERENCE TO PRIVATE EMPLOYEES AND GOVERNMENT EMPLOYEES

MYATHARI SHANTH KUMAR

Dr Arshia Sulthana

Dept of MBA,

Malla Reddy Engineering College and Management Sciences, Medchal, Hyderabad – 501 401.
DOI:https://doi.org/10.55041/ijcope.v2i8.027

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Abstract

Investment plays a vital role in achieving financial security and long-term wealth creation among salaried employees. This study examines the investment patterns of private and government employees by analysing investment preferences, savings behaviour, risk perception, financial planning, and factors influencing investment decisions. A descriptive research design was adopted using primary and secondary data collected from 100 respondents through a structured questionnaire. Simple Comparative Analysis was used to compare the investment behaviour of private and government employees. The findings reveal that government employees prefer safer investment avenues, whereas private employees show greater interest in growth-oriented investment options, contributing to better financial planning and long-term wealth creation.

How to Cite this Paper

KUMAR, M. S. (2026). A Study on Investment Pattern of Salaried Employees with Reference to Private Employees and Government Employees. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(8), 1-9. https://doi.org/10.55041/ijcope.v2i8.027

KUMAR, MYATHARI. "A Study on Investment Pattern of Salaried Employees with Reference to Private Employees and Government Employees." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 8, 2026, pp. 1-9. doi:https://doi.org/10.55041/ijcope.v2i8.027.

KUMAR, MYATHARI. "A Study on Investment Pattern of Salaried Employees with Reference to Private Employees and Government Employees." International Journal of Creative and Open Research in Engineering and Management 02, no. 8 (2026): 1-9. https://doi.org/https://doi.org/10.55041/ijcope.v2i8.027.

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References


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  6. Reddy, S., & Rao, P. (2024). Emerging investment trends among salaried employees in India. International Journal of Investment and Financial Studies, 18(1), 15–30.


 

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  • •Published on: Aug 05 2026
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