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International Journal of Creative and Open Research in Engineering and Management

A Peer-Reviewed, Open-Access International Journal Supporting Multidisciplinary Research, Digital Publishing Standards, DOI Registration, and Academic Indexing.
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ISSN: 3108-1754 (Online)
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ISO Certification: 9001:2015
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License: CC BY 4.0
Peer Review: Double Blind
Volume 02, Issue 7

Published on: July 2026

SHGS ROLE IN FINANCIAL INCLUSION AND EMPOWERMENT: A STUDY ON BANGALORE (RURAL) DISTRICT

Dr. Sreenivasaiah K

Associate Professor of Economics, Govt. first grade college K R Pura Bangalore, Karnataka.
DOI:https://doi.org/10.55041/ijcope.v2i7.219

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Abstract

This paper examines SHGs should expand their scope and agenda from economic empowerment to social and political empowerment too. It has been recognized as an instrument to bring socio-economic transformation among the different members. In today’s interconnected finacials, SHGs plays a pivotal role in driving economic growth, particularly for women members. This article explores the various ways in which SHGs drives economic growth, evaluates its benefits and challenges, and discusses the policies and strategies.The study has said that the While carrying out income generation activities SHGs must integrate the issues relating to gender equality, access and control over resources and rights and entitlement of women into their programmes.  It explains that the status of women in society is index of its degree of civilization. As long as women are excluded from socially productive work and are restricted to household chores, the emancipation of women is impossible.

Key words: The Self Help Group, entrepreneurship, Commercial Banks, socioeconomic revolution

How to Cite this Paper

K, S. (2026). SHGs Role in Financial Inclusion and Empowerment: A Study on Bangalore (Rural) District. International Journal of Creative and Open Research in Engineering and Management, <i>02</i>(7), 1-9. https://doi.org/10.55041/ijcope.v2i7.219

K, Sreenivasaiah. "SHGs Role in Financial Inclusion and Empowerment: A Study on Bangalore (Rural) District." International Journal of Creative and Open Research in Engineering and Management, vol. 02, no. 7, 2026, pp. 1-9. doi:https://doi.org/10.55041/ijcope.v2i7.219.

K, Sreenivasaiah. "SHGs Role in Financial Inclusion and Empowerment: A Study on Bangalore (Rural) District." International Journal of Creative and Open Research in Engineering and Management 02, no. 7 (2026): 1-9. https://doi.org/https://doi.org/10.55041/ijcope.v2i7.219.

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References


  1. Rajasekhar,( 2004): Micro Finance, Poverty Alleviation and Empowerment of Women: A Study of Two NGOs from Andhra Pradesh and Karnataka, Institute for Social and Economic Change, Bangalore.

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  1. V Joshi Eds. (2008): New Horizons of Banking and Finance, corporation bank Chair in Rural Banking, Department of Economics Mangalore University.


 

  1. Government of India Planning Commission, (2006): Towards Faster and More Inclusive Growth: An Approach to the 11th Five Year Plan, New Delhi,


 

  1. Lakshmi Narasaiah (2004): “Woman and Micro credit”, Sonali Publications New Delhi

  2. Lead District office (2009): “Bangalore Rural District Credit Plan, various years”


 

  1. Malcolm Harper, D.S.K Rao and Ashis Kumar Sahu (2008): “Development, Divinity and Dharma – The role of religion in Development and microfinance institutions”, Practical Action Publishing U.K


 

  1. NABARD, (2008): Status of Micro Finance in India 2008-09

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  • •Published on: Jul 25 2026
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